Cory Collier

So, after listening to all of the news, and hearing all of the hype, I’ve come to the single conclusion anyone can make:The end is near. Seriously though, I don’t know how anyone can stare down the barrel of the sort of debt collection going on right now, without visualizing the Four Horsemen.

I’m not an expert on finance. I write neat websites for people. I have a degree in civil engineering (which means I had to fight through some calculus classes). I’m not at all qualified to make judgement on what’s going on in global credit markets.

That doesn’t mean I don’t have an opinion however.

Hearing the amount of security trading going on is astounding; something like 60 trillion dollars of potential debt being traded on 5 trillion dollars worth of bonds and other investments. To put that number in perspective, the entire GDP of the country is 12 trillion dollars annually. That means, that the value of what our whole freakin country makes every year (the largest economy in the world), is worth 20% of what might need to be collected at any given time.

Again, I’m not an expert, but wasn’t much of the cause of the bank run in 1929 based on a re-valuation of assets in the stock market? When people started needing some re-assurance of the value of the companies they were buying into, and companies couldn’t produce proof of value, the value was adjusted, violently.

History, always repeating itself …

It’s a cliche, I know, but ‘Those who fail to learn from history, are bound to repeat it’. So, folks have invested 60 trillion dollars that’s only really worth 5 trillion dollars? Am I reading that right? If not, please let me know. But that’s the way it’s been explained to me. Imagine if your salary dropped to 8% of what it was before. In other words, if you made 100k a year before, you’d be down to 8k a year afterwards.

Nobody is going to take that sort of a loss lying down. People are going to fight to keep as much of their money as they can. That’s what makes the current ‘crisis’, sound much more apocalyptic. When folks are put in desperate situations, they do desperate things. There are a number of instances this has played out in history, and many of those instances were bloody. 

So, what does a normal guy do? How do you get food, and service when green money has no value? I’m jumping a few steps here, I know. However, I can’t see any other outcome, than a complete devaluation of printed money from this. I could be wrong (actually, I am quite likely completely wrong).

But seriously, if money has no value, then what does?

Welcome to a bartering society. What can you barter? Sex always sells. Drugs will sell. Food will sell. Post-economic collapse, it’s likely that they will sell in that order too.

Sad fact about all of that, all of the progress our society has made in tolerance, civil rights, equal protection under law; forget it. The entire basis of our society’s ability to enforce these ideas depends on the general populace’s willingness to abide by them. When folks can’t find their next meal, you can forget it. Outside of divine intervention, we will plunge into the sort of violence most people normally associate with the third world. You might hope that we would all come together in the worst of times. History does not bear that idea out. Remember, if you don’t learn from history …

So, what does a normal guy do? Get in shape, stock food, stock ammo, and hedge any investments you have with tangible worth. When society fails, you’ll need to provide worth in a society that will only require services that provide immediate security and well-being. 

Good luck.

nice table

Originally uploaded by rachelcollier2004

My Mom’s dog, Chopper. He’s a slobbery stinky dog, that I love to death. Anyways, I thought I’d share.

Taylor, Trinity, and Hal all dropped by our place last Friday night. We played a bit of Rockband. It was fantastic. Here’s some video.

So, I had to rebuild my site lately. I’d heard a lot about the new version of Wordpress lately. No my site is on wordpress.

For a while, I’ve heckled folks who keep their blogs on wordpress. I guess I really shouldn’t have, since it really is an awesome tool. It’s lightweight, quick, and gets the job done with super-ease.

I’ve settled on a pretty minimalistic, if not Gator-esque theme for the site. I don’t want people to have any sort of hassle to see what I’ve got to say, so I elected to not add too much to this.

Anyways, I just thought I’d say something about it…

Preface: I wrote this pretty drunk, so please take the following with a grain of salt

I’ve learned a lot about relationships lately. Chief among the things I’ve learned, is what I don’t like about myself. It’s a strange paradigm, but one worth examining: Why is it so much easier to see the flaws of others in our relationships with them, than it is to see the flaws in ourselves?

Usually, the ugliest part of ourselves is what we convey to try to achieve social acceptance. That is, the part of us that usually is the worst, is the part that we’ve developed as a coping mechanism to adapt to the environment we want to be in.

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I always act too quickly. I was at home the other night, learning up on microformats, and realized that I needed to update my site in order to take advantage of the support I can get for them, with Drupal 6. Instead of doing the migration via a development site, I immediately started changing the live site. When things went south, my site was down.

It’s been a busy week, so the site has remained down since then. I’m just outside of Knoxville, TN right now, and the computer that I saved all of my old DB info (like, ummm, any content) is back home in Altamonte Springs, FL. So, this is the only content available right now. I should have everything up and running again sometime early this week.